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Terms & Condition

                                   Introduction

        Welcome to MK Finance. By accessing our services, website, or applying for a loan, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before proceeding.




1. Eligibility

    • Applicants must be at least 18 years of age.

    • Applicants must be legally capable of entering into a binding agreement.

    • MK Finance reserves the right to verify all information provided by the applicant.


2. Loan Application & Approval

    • Submission of a loan application does not guarantee approval.

    • Loan approval is subject to internal verification, credit assessment, and risk evaluation.

    • MK Finance reserves the right to approve or reject any application without providing a reason.


3. Loan Amount & Disbursement

    • Approved loan amounts will be disbursed to the applicant’s registered bank account.

    • Disbursement timelines may vary based on verification and operational factors.

    • MK Finance is not responsible for delays caused due to incorrect information provided by the applicant.


4. Interest Rates & Charges

    • Interest rates are determined based on the applicant’s profile and loan tenure.

    • Additional charges may include processing fees, late payment penalties, and other applicable fees.

    • All applicable charges will be communicated before loan disbursement.


5. Repayment Terms

    • Borrowers must repay the loan as per the agreed schedule.

    • Payments must be made on or before the due date.

    • Late payments may attract penalties and negatively impact creditworthiness.


6. Prepayment & Foreclosure

    • Borrowers may prepay or foreclose the loan, subject to applicable charges (if any).

    • MK Finance reserves the right to modify prepayment conditions.


7. Default

    • Failure to repay the loan on time will be considered a default.

    • MK Finance reserves the right to take legal action or initiate recovery proceedings in case of default.

    • Default may impact the borrower’s credit score.


8. Use of Information

    • By applying for a loan, you consent to the collection and use of your personal information.

    • Information may be shared with credit bureaus, verification agencies, and regulatory authorities as required.


9. Limitation of Liability

    • MK Finance shall not be liable for any direct or indirect losses arising from the use of its services.

    • The company is not responsible for any technical issues or interruptions in service.


10. Changes to Terms

    • MK Finance reserves the right to modify these Terms and Conditions at any time without prior notice.

    • Continued use of services constitutes acceptance of updated terms.


11. Governing Law

    • These Terms and Conditions shall be governed by and interpreted in accordance with the laws of India.

    • Any disputes shall be subject to the jurisdiction of the courts in your operating city.



Contact Information

For any queries or support, you may contact:
MK Finance Customer Support
Email: support@Mkfinance24.com support@mkfinance.com
Phone: +91-9999409907